Personal Accident Insurance

An accident can strike at anytime. It takes only a second... but the effects can last a lifetime! In such cases it is utmost important to ensure that your family doesn’t have to face additional burden of managing their day-to-day basic needs.

That’s where Personal Accident Policy can reassure your family - of the added protection and financial security that they require at such a crucial time. Any one up to the age of 65* years can avail the cover of this policy. It is also available in low cost family package policy also. It not only secures you in India but also provides effective cover worldwide, so that you remain protected no matter where you are.


Personal Accident Insurance covers almost all risks associated with Accidents:

    • Permanent Disability or Accidental Death.
    • Burns
    • Broken Bones
    • Reimbursement for Ambulance costs.
    • Daily cash payout for hospitalization due to accidents and sickness.

What not covered?


Bodily Injury / Sickness caused :–

  • Intentionally
  • Due to Civil War or Foreign War
  • Under the influence of Alcohol /drug
  • Due to driving two wheeler of more than 150 cc
  • Due to AIDS / HIV
  • Due to active participation in violent labour disturbance / public disorder
  • On duty with military or police force or paramilitary organization
  • Due to participation in hazardous sports

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